Physical Address:
49 Sophia Street

Postal Address:
PO Box 731386
Fairland, 2030.

Telephone: 011 678-1354

Fax: 011 678-1357

Oakhurst Personal Lines PDF Print E-mail

African Rand understand the unique requirements of each individual. Life is ever changing and your domestic or personal insurance needs to be flexible enough to cover any eventuality.

The Oakhurst Personal Lines product, a comprehensive personal insurance product that has been developed with just that in mind. Any Brokerage will be proud to have this product as part of its portfolio.

Some of your standard benefits are as follows:


Household Goods

  • Your sum insured for contents will be increased annually by 10% to ensure that you have adequate cover
  • Up to R5 000 cover for laundry and garden furniture.
  • Up to R5 000 refrigerator and deep freeze contents.
  • Up to R10 000 for domestic staff property
  • PowerSurge coverfor R10 000 included, with an option to buy up.
  • Accidental Damage up to R10 000 included


All risks

The optional cover under this section includes cover for clothing, personal effects, keys, locks, cellphones, video cameras, jewellery and much more.


House Owners

  • Your buildings aside, you can choose cover for accidental damage to the machinery of swimming pools, jacuzzis, boreholes, irrigation systems, garage doors and electrical gates and gardens.
  • Optional cover for Subsidemce and Landslip
  • Many other covers included for the house owner



  • Choose the extent of your cover, ranging from comprehensive to third party only.
  • When your car is written off or stolen, it is replaced with a new one if it is less than a year old and has less than 30 000 km on the clock.
  • Other basic covers include medical expenses, emergency accommodation, emergency repairs and much more.
  • Optional extras include cover for the difference between market value and the hire-purchase amount, comprehensive car-hire cover, waiver of your excess, and roadside assistance
  • Liabilities to third parties is included
  • Trauma counseling in the event of hijack


Water craft

  • The comprehensive cover provided includes cover for safeguarding and delivery, inspection of the hull, costs to prevent a loss, and medical expenses up to R2 000.
  • Optional extras include cover for outboard motors and specified accessories such as water skis and electronic equipment.
  • Watercraft liability cover


Personal liability

  • Our liability cover extends to worldwide cover.
  • tenant's and security firm liability cover for up to R1 000 000.
  • Personal liability up to R10,000,000

African Rand add-on products

This product is underwritten by Oakhurst Insurance Company



We are underwritten by Oakhurst Insurance Company Limited, the insurance company that delivers.